What is an Option Account?
The Palmers Option Account provides an alternative method of payment
avoiding the need to carry cash or cheques. It is a personal credit
card that identifies you as a special customer. The account enables
you to spread your payments to suit your own financial circumstances.
Upon completion of the application form you will receive a Palmers account
card. The card may be used in all departments at any of our stores except
for meals in the Coffee Rooms or Thomas Cook.
The minimum value per transaction is currently £5.00.
How does an Option Account work?
When you come shopping in the Store, simply choose the things you want,
hand the assistant your Option Account Card, sign the bill and take
your purchases home. It is as easy as that.
We will send you a statement made up to the twentieth day of the month showing
details of your purchases and payments. You can then decide how much you will
pay. It can be as little as 5% of the total on the statement, or £10.00
(whichever is greater). You may pay by post or by handing in your payment at
any till point.
If you decide to clear the account in full by the date shown on the
statement as the due date there will be no interest charge. If you choose
to spread your payments, a charge as shown in paragraph 12 of the terms
and conditions will be made on the balance brought forward from the
previous statement less any payments made during the current monthly
accounting period.
Your maximum credit limit will be agreed with you when you open your Option
Account. If you would like to apply for an option account, please fill in the
enquiry form below now. We will then send you the application form for you to
complete and sign in order to become a special Palmers customer!
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